Tune in to Our Special Event 🎧 & More about the CARES Act

Posted by Haddad Nadworny on Sat, Apr 04, 2020 @ 06:30 AM

The Special Needs Financial Planning Team at Affinia Financial Group John Nadworny, CFP, CTFA | Cynthia Haddad, CFP, ChSNC | Alexandria Nadworny,  CFP, CTFA

SGN from SNFP Webinars

We are proud to present SGN from SNFP - Some Good News from Special Needs Financial Planning! Lunch -1We are hosting a weekly 15 minute Lunch-n-Learn webinar series focused on actions families can take while they are at home together to help them plan for the future. 

April 10, 2020 @ 12 PM EST. National Siblings Day. 👫Honor your family member by attending our webinar, It's Time to Complete your Letter of Intent. 

There is no time like the present to complete your LOI but this is a big document; where to start and what to focus upon?  We will share tips on what your family should be thinking about when completing key areas of the LOI, as well as who should be involved, where it should be saved and how often to update it. Click the button below or email Alex Nadworny to RSVP and submit questions in advance.

RSVP HERE to attend our Letter of Intent webinar


More About the CARES Act: Your RMD is not R for 2020.

CARES actThe CARES Act  (Coronavirus Aid, Relief and Economic Security Act) was signed into law last week and in addition recovery rebates,  the law makes some provisions for retirement plans and accounts.
  • It waives Required Minimum Distributions (RMDs) for the calendar year 2020 for IRAs, 401(k) plans, section 403(b) plans, and section 457 plans.
  • It permits coronavirus-related distributions without penalty for those who have been, or whose spouse or dependent has been diagnosed with the virus and have experienced certain adverse financial consequences as a result.
  • Plan loans have been broadened for 180 days beginning on the date of the Act to a maximum of $100,000 instead of $50,000 and an account balance limit of 100% instead of 50%.

Please contact your financial advisor to discuss what this might mean for you.  To read more about the provisions of the CARES act, click here. 


Tags: Letter of Intent, special needs planning workshops

Upcoming Presentations- Our New Workshops Calendar

Posted by Haddad Nadworny on Sat, Mar 30, 2019 @ 07:00 AM

The Special Needs Financial Planning Team at Affinia Financial Group John Nadworny, CFP, CTFA | Cynthia Haddad, CFP, ChSNC | Alexandria Nadworny,  CFP, CTFA


Workshops Calendar We are proud to debut our new interactive Workshops Calendar. You may now view our upcoming presentations with all the requisite details and RSVP with one click! To view our new Workshops Calendar, click here

 To schedule a talk for your group for Fall 2019, contact Alex Nadworny. 

Our Workshops

Planning for Two Generations - Special Needs Financial Planning is planning for two generations.  Many children with a disability must be supported their entire lives, even long after their parents have died. This presentation centers upon our Special Needs Planning Timeline™. The timeline highlights the various planning pressure points where parents should be aware of changes relating to their child's benefits, legal and financial issues. The primary focus is to help parents avoid common mistakes and pitfalls in their own planning.  In addition we will also discuss the ABLE account and its potential role in planning for your child.

Housing -  The Housing Workshop is a step by step guide to planning for your child when it is time to move out.  It will focus upon combining personal resources and government benefits to create a home for your loved one.  The goal is to help you plan to achieve your vision of a great life for your son or daughter.

We will review the issues with an eye toward identifying what is needed, how much it will cost and how to do it!

A Team to Carry On - We’ve learned from the families we have worked with over the past 20 years that planning for an individual with special needs requires a different team: a team of professionals, friends and family members who will form an infrastructure to carry on even when you are no longer there.

Planning for the future of an individual with special needs requires marshaling financial resources but even more importantly, arranging for the human resources to carry on in the role of the parents. While no one person can duplicate what a parent does, the family should identify a person who will captain a team with at least three members with distinct roles: a trustee, a guardian and a money manager. Having a team provides the checks and balances that protect against any conflict of interest.

SibTips - Brothers and sisters share the longest relationship on earth.  As siblings play a larger role in the lives of their brothers or sisters with a disability, they often times are confused by the new set of terms and acronyms they need to learn to navigate the service system.  SibTips was created by siblings for siblings and is a combination of a glossary of terms and acronyms used in the disability community and practical tips for siblings to know.  Download a copy of our SibTips.

The SibTips presentation focuses on sharing practical tips that siblings need to support their brother or sister with disabilities as they plan for the future. Our speakers (and both sisters of brothers with disabilities) Cindy Haddad and Alex Nadworny will discuss aspects of the caregiver relationship you should understand such as the history of services your sibling has received, your sibling’s support needs, and all family members’ wishes for the future. They will also provide tips on how to prepare to support your brother or sister to navigate the service system.

Tags: special needs planning workshops

Upcoming Presentations & Workshops- February

Posted by Haddad Nadworny on Thu, Feb 07, 2019 @ 06:30 AM

The Special Needs Financial Planning Team at Affinia Financial Group John Nadworny, CFP, CTFA | Cynthia Haddad, CFP, ChSNC | Alexandria Nadworny,  CFP, CTFAWe are committed to presenting complimentary educational workshops to  organizations and parent groups. We are currently booking presentations for the Spring 2019 season. Please click here to email Alex Nadworny or call 781-756-1804 . 



For the next installment in Our Speaker Series: 

Self Directed Services: Service Models and How they Work

RSVP to Alex Nadworny ( email/ 781-756-1804) - see the flyer below for details. 


Upcoming Workshops & Presentations





February 15


Planning for Two Generations

RSVP to Donielle Buie

Broad Institute

Cambridge, MA


March 6

6:30 - 8PM

Our Speaker Series- SEE FLYER BELOW

Self- direction: Service Models and How They Work,
a presentation by Bev McGovern of DDS

Shepherd Financial Partners 

1004 Main Street

 Winchester, MA 01890


March 22

1-3 PM

A Team to Carry On-

Planning for the Future When You Are Gone or Have Limitations 


Grousbeck Center
175 North Beacon Street
WatertownMA 02472


April 3

5:30 - 8PM

Resource Fair 

Cotting School

453 Concord Avenue

Lexington, MA 02421 


April 9

6-8 PM

Planning for Two Generations

Seven Hills Pediatric Center

22 Hillside Ave

Groton, MA


April 10

9-10:30 AM

Planning for Two Generations

Hopeful Journeys

28 Tozer Road

Beverly, MA 

April 27

Planning for Two Generations

Perkins Early Connections Conference


April 30


A Team to Carry On

Seven Hills Transition Support Specialists

1460 John Fitch Highway

Fitchburg, MA 01240




























 self directed services presentation


Tags: special needs planning workshops

Subscribe via E-mail

Follow Me

Special Needs Financial Planning
Our Most Recent